Employees who are at least 19 years of age are eligible to start contributions to the 401(k) Retirement Plan. Employees may set aside up to 60% of their gross annual earnings, in accordance with federal maximum limits.

In order for employees to participate, they must go online or call Fidelity directly to set up a Wage Reduction Agreement and select desired funds. Once you have set up your Wage Reduction Agreement, the only remaining task is to fill out a beneficiary form and return it to the corporate office. Employee's contributions are always 100% vested. In the event of termination or retirement, options will be sent out by the following July 1, at which time participants MUST select one of these options for their money.

Manatt's will match funds based on years of service as follows: